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©2021 Multicent Inc. “Multicent” means Multicent Markets and its in-application and web experiences with its family of wholly owned subsidiaries which includes Multicent Financial, Multicent Securities, and Multicent Crypto. Multicent logo are registered trademarks.

Multicent products may not be available to all customers. Terms and conditions apply and are subject to change.

All Multicent investments involve risks, including the possible loss of capital.

Securities trading is offered to self-directed customers by Multicent Financial Multicent Financial is a affilated member of the Financial Industry Regulatory Authority (FINRA).

Multicent Inc. will provides the Multcent Mastercard® Debit card and Mastercard® Corporate Credit Card, which will be issued by Emigrant Bank, Member FDIC. See the Multicent Platform Agreement for details.

Use of the Multicent API is subject to the Multicent Access Agreement.

Multicent Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Multicent Cash, an account that allows customers to sweep uninvested cash balances into certain money market mutual funds or FDIC-insured bank accounts at Multicent ’s partner banks, such as JPMorgan Chase Bank, Member FDIC and LendingClub Bank, N.A., Member FDIC. Investing in securities products involves risk. Multicent Treasury is not a bank, and your Multicent Cash account is not a bank account. A list of partner banks is available at https://www.Multicent .com/legal. Please visit the Deposit Sweep Program Disclosure Statement for important legal disclosures.

Multicent Treasury is not an investment adviser. Consider your company’s investment objectives and relevant risks, charges, and expenses before investing. Review the background of Multicent Treasury or its investment professionals on FINRA's BrokerCheck website.

Although Multicent Treasury does not charge transaction or account fees, money market funds bear expenses and fees. Sending wire transfers is free for Multicent Cash customers, but the recipient’s financial institution may charge a wire receipt fee.

You could lose money by investing in a money market mutual fund. The money market funds offered by Multicent Cash are independently managed and are not affiliated with Multicent Treasury. Yield is variable, fluctuates and is inclusive of reduced expense fees, as determined solely by the fund manager. See program disclosures and the applicable fund prospectus before investing for details and other information on the fund. Contact us for a copy of the fund prospectus and recent performance data. Past performance is not necessarily indicative of future results.

The fund cannot guarantee that it will preserve the value of your investment at $1 per share. An investment in the fund is not insured or guaranteed by the FDIC or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund and you should not expect that it will do so at any time. After providing at least 60 days’ prior written notice to shareholders, the fund’s board reserves the right to impose a fee upon the sale of shares or temporarily suspend redemptions if the fund’s liquidity falls below certain levels.

Uninvested Balances in your Multicent Cash Account will initially be combined with Uninvested Balances from other Multicent Treasury customers and deposited in a single account at LendingClub Bank, N.A. (the “Clearing Bank”), Member FDIC. Within two business days, funds are transferred to a disbursement account at a Multicent Treasury Third-Party Service Provider (the “Settlement Account”), and then swept automatically into omnibus deposit accounts established by Multicent Treasury in its name on behalf of Multicent Treasury customers at Multicent 's designated partner banks. Only the first $250,000 in combined deposits at any partner bank will be subject to FDIC coverage. FDIC coverage does not apply to deposits while at the Clearing Bank or any account at an intermediary depositary institution. Deposits that are in the Settlement Account while in the process of being swept to or from a partner bank will be subject to FDIC coverage of up to $250,000 per customer (combined with any other customer deposits at the bank holding the Settlement Account).

This is not an offer, solicitation of an offer, or advice to buy or sell securities, or to open a brokerage account in any jurisdiction where Multicent Treasury LLC is not registered.

Member of SIPC. Securities in your account protected up to $500,000 (including $250,000 claims for cash). For details and explanatory brochure, please see www.sipc.org.

The Instant Revenue Program allows early access to receivables you've generated on various selling platforms. The receivables can be deposited into your Multicent business Cash Account minus a fee, or the receivables can be reflected as an increased spending limit on your Multicent Business Card without any fee. Receivables deposited as cash are the result of receivables sales offered by Multicent Finance I LLC, and are factoring arrangements and not loans. The sales are subject to a 1.5% fee for sellers using the Amazon selling platform, and a 1% fee for sellers using other platforms. You must have a valid Multicent Cash account in good standing to qualify beyond trial access for Instant Revenue. Qualified customers only, subject to further conditions. Multicent Treasury LLC offers the Multicent Cash account, and is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC. Multicent Inc. provides the Multicent Mastercard® Corporate Credit Card, which will be issued by Emigrant Bank, Member FDIC.

Use of Bill Pay subject to Bill Payment Service Terms and Conditions.

Multicent does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. Multicent may pay third parties and/or be paid by them for customer referrals.

Services may be provided by Multicent Payments LLC

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