Set up a direct deposit and receive your cash paycheck in crypto in any currency of your choice, when you sell crypto, your cash will be available in your Multicent checking account instantly. No more 5-7-day delays.
Earn 0.30% APY
Get more than you imagine, earn interest on your uninvested cash while having full access to it. Banks in our program pay the interest—we pass it on to you. Learn More
Save, spend, earn interest and invest all in one place
No Hidden Fees
There are no overdrafts, no minimums balance, no transfer fees, foreign transaction fees, etc.
75,000+ Free ATMs
Use the Multicent metal debit card anywhere Mastercard® is accepted and at more ATMs than the top three banks combined.
AUTO INVESTING THAT MAKES IT EASY
We make it easy to reach your goals faster with fully managed portfolios and auto investing — all with no management fees or minimums
A fast and secure way to send money on the go from the US
Paying friends or split the bills is free, sending money abroad cost lower fees from $2.99. Download our app for free to send money online in minutes to over 130 countries. Track your payments and view your transfer history from anywhere.