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Your Daily Money Needs
Set up a direct deposit and receive your cash paycheck in crypto in any currency of your choice, when you sell crypto, your cash will be available in your Multicent checking account instantly. No more 5-7-day delays.
Earn 0.30% APY
Get more than you imagine, earn interest on your uninvested cash while having full access to it. Banks in our program pay the interest—we pass it on to you. Learn More

Save, spend, earn interest and invest all in one place
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No Hidden Fees
There are no overdrafts, no minimums balance, no transfer fees, foreign transaction fees, etc.
75,000+ Free ATMs
Use the Multicent metal debit card anywhere Mastercard® is accepted and at more ATMs than the top three banks combined.


Digital investment banking tailored to all your needs
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