Cash card account

Save, spend, earn interest and invest all in one place

Get your paycheck in any currency or in crypto, pay bills, send checks, transfer money abroad and pay anyone instantly., and more—no catch, no commitment.
igbo1.png
multiget.png

Your Daily Money Needs

Set up a direct deposit and receive your cash paycheck in crypto in any currency of your choice, when you sell crypto, your cash will be available in your Multicent checking account instantly. No more 5-7-day delays.

Earn 0.30% APY

Get more than you imagine, earn interest on your uninvested cash while having full access to it. Banks in our program pay the interest—we pass it on to you. Learn More
ooy.png

Save, spend, earn interest and invest all in one place

$O

No Hidden Fees

There are no overdrafts, no minimums balance, no transfer fees, foreign transaction fees, etc. 

75,000+ Free ATMs

Use the Multicent metal debit card anywhere Mastercard® is accepted and at more ATMs than the top three banks combined. 
occ1.png

AUTO INVESTING THAT MAKES IT EASY

We make it easy to reach your goals faster with fully managed portfolios and auto investing — all with no management fees or minimums
send money.gif

A fast and secure way to send money on the go from the US

Paying friends or split the bills is free, sending money abroad cost lower fees from $2.99. Download our app for free to send money online in minutes to over 130 countries. Track your payments and view your transfer history from anywhere.
Multicentstandard.png
apuestas-en-vivo-luckia.jpg

Digital investment banking tailored to all your needs

Protected & FDIC Insured

Your account will be covered with Mastercard Zero Liability Protection and up to $1.25 millions of FDIC insurance from our partner banks. Learn More