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About us

We’re transforming informal financial systems to enable every entrepreneur and growing company unlock their full potential.

Our mission

We are building the world’s first global digital investment banking supper app and merchant banking platform to help people, and businesses around the world to get more from their money. In 2021, Multicent launched in San- Francisco, U.S.A. Offering mobile digital investing app, including stock trading, cryptocurrency exchange, and digital Business banking: corporate credit card and payment processing platform.

 

So we’re building the financial solutions to integrate the services and software they’ll need along their way. While they build the future, we’ll be building the tools that every investor, trader, and businesses will need to launch and grow confidently, scale fast, and realize their full potential. Our products are designed to solve working capital challenges for our ambitious customers, allowing them to unlock their true potential and break the old way.

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Today, we have reached 358,000 personal (stocks & Crypto trader) and more than 10,000 business customers on waiting list. Across our personal investing and business accounts, we will help U.S traders, founders, entrepreneur and businesses around the world improve and secure their financial and investment health, give them more control, and connect people and business seamlessly across the world to generate wealth

Meet our Leadership team

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350k

Personal investing accounts on waitlist

20k

Business, retails & merchant accounts on waitlist

15

Countries supported

PRODUCTS

Investing account

Personal banking

From your everyday spending, to planning for your future with savings and investments, Multicent allow you to receive your paycheck in any currency in the world and helps you get more from your money. 

Multicent Crypto

Multicent offers BTC, LTC, ETH, BCH, PAXG and USDT with a significantly more built out feature base than any other major US and Africa platform.

Stocks & investing 

Multicent.US offers Investing stocks paltform,BTC, LTC, ETH, BCH, PAXG and USDT with a significantly more built out feature base than any other major US platform.

Fiat

Multicent combines industry leading banking on-ramps that make depositing and withdrawing fiat a simple and quick experience. Furthermore, Multicent.com has seamlessly integrated Stablecoins with USD in order to aggregate liquidity and ease of use.

Business banking 

 Business account

Multicent.US platform make it easy for U.S, Canada, European and businesses in Africa to get paid fast, Deposit funds easily, securely, send invoices, make free transfers, manage multiple accounts and free up time for the rest of your life with smarter business banking from Multicent . and say goodbye to bank fees.

Corporate Credit Card

Multicent corporate credit card help big companies, entrepreneur, founders, micro & small businesses establish credit history with a credit card that draws from your balance daily like a debit card.

Payment processing

Merchant service

We offer business banking, ecommerce, secure customizes checkout and merchant services all in one platform. That means you don’t lose out on unnecessary fees or time to move money from one financial institution to another.

Build with us

Helping customers reach their potential starts with helping our team reach theirs. We equip our employees with industry-leading benefits, including competitive compensation, generous vacation time and parental leave, and other perks to support remote work.

See opening roles

Read the Building Multicent blog

Press

Get in touch with our PR team or request a press kit by emailing press@multicent.com.

See all press

Build with us

Helping customers reach their potential starts with helping our team reach theirs. We equip our employees with industry-leading benefits, including competitive compensation, generous vacation time and parental leave, and other perks to support remote work.

See opening roles

Read the Building Multicent blog

Press

Get in touch with our PR team or request a press kit by emailing press@multicent.com.

See all press

Multicent

Personal

Business

company

Digital account
Crypto exchange
IRA Retirement
Stocks & funds
Options
Gold
Rewards
Life insurance
Business account
Credit card
Rewards
Spend controls
Expenses tracking
Instant revenue
About Multicent 
Careers
Contact
press
press
Partners
Bill pays
Merchant services
Retails shop
Checkout
Connect
Virtual terminal
Business capital
Multicent APL
Integration
Security
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©2021 Multicent Inc. “Multicent” means Multicent Markets and its in-application and web experiences with its family of wholly owned subsidiaries which includes Multicent Financial, Multicent Securities, and Multicent Crypto. Multicent logo are registered trademarks.

Multicent products may not be available to all customers. Terms and conditions apply and are subject to change.

 

All Multicent investments involve risks, including the possible loss of capital.

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Securities trading is offered to self-directed customers by Multicent Financial Multicent Financial is a affilated member of the Financial Industry Regulatory Authority (FINRA).

 

Multicent Inc. will provides the Multcent Mastercard® Debit card and Mastercard® Corporate Credit Card, which will be issued by Emigrant Bank, Member FDIC. See the Multicent Platform Agreement for details.

 

Use of the Multicent API is subject to the Multicent Access Agreement.

 

Multicent Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Multicent Cash, an account that allows customers to sweep uninvested cash balances into certain money market mutual funds or FDIC-insured bank accounts at Multicent ’s partner banks, such as JPMorgan Chase Bank, Member FDIC and LendingClub Bank, N.A., Member FDIC. Investing in securities products involves risk. Multicent Treasury is not a bank, and your Multicent Cash account is not a bank account. A list of partner banks is available at https://www.Multicent .com/legal. Please visit the Deposit Sweep Program Disclosure Statement for important legal disclosures.

 

Multicent Treasury is not an investment adviser. Consider your company’s investment objectives and relevant risks, charges, and expenses before investing. Review the background of Multicent Treasury or its investment professionals on FINRA's BrokerCheck website.

Although Multicent Treasury does not charge transaction or account fees, money market funds bear expenses and fees. Sending wire transfers is free for Multicent Cash customers, but the recipient’s financial institution may charge a wire receipt fee.

 

You could lose money by investing in a money market mutual fund. The money market funds offered by Multicent Cash are independently managed and are not affiliated with Multicent Treasury. Yield is variable, fluctuates and is inclusive of reduced expense fees, as determined solely by the fund manager. See program disclosures and the applicable fund prospectus before investing for details and other information on the fund. Contact us for a copy of the fund prospectus and recent performance data. Past performance is not necessarily indicative of future results.

 

The fund cannot guarantee that it will preserve the value of your investment at $1 per share. An investment in the fund is not insured or guaranteed by the FDIC or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund and you should not expect that it will do so at any time. After providing at least 60 days’ prior written notice to shareholders, the fund’s board reserves the right  to impose a fee upon the sale of shares or temporarily suspend redemptions if the fund’s liquidity falls below certain levels.

 

Uninvested Balances in your Multicent Cash Account will initially be combined with Uninvested Balances from other Multicent Treasury customers and deposited in a single account at LendingClub Bank, N.A. (the “Clearing Bank”), Member FDIC. Within two business days, funds are transferred to a disbursement account at a Multicent Treasury Third-Party Service Provider (the “Settlement Account”), and then swept automatically into omnibus deposit accounts established by Multicent Treasury in its name on behalf of Multicent Treasury customers at Multicent 's designated partner banks. Only the first $250,000 in combined deposits at any partner bank will be subject to FDIC coverage. FDIC coverage does not apply to deposits while at the Clearing Bank or any account at an intermediary depositary institution. Deposits that are in the Settlement Account while in the process of being swept to or from a partner bank will be subject to FDIC coverage of up to $250,000 per customer (combined with any other customer deposits at the bank holding the Settlement Account).

 

This is not an offer, solicitation of an offer, or advice to buy or sell securities, or to open a brokerage account in any jurisdiction where Multicent Treasury LLC is not registered.

Member of SIPC. Securities in your account protected up to $500,000 (including $250,000 claims for cash). For details and explanatory brochure, please see www.sipc.org.

The Instant Revenue Program allows early access to receivables you've generated on various selling platforms. The receivables can be deposited into your Multicent business Cash Account minus a fee, or the receivables can be reflected as an increased spending limit on your Multicent Business Card without any fee. Receivables deposited as cash are the result of receivables sales offered by Multicent Finance I LLC, and are factoring arrangements and not loans. The sales are subject to a 1.5% fee for sellers using the Amazon selling platform, and a 1% fee for sellers using other platforms. You must have a valid Multicent Cash account in good standing to qualify beyond trial access for Instant Revenue. Qualified customers only, subject to further conditions. Multicent Treasury LLC offers the Multicent Cash account, and is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC. Multicent Inc. provides the Multicent Mastercard® Corporate Credit Card, which will be issued by Emigrant Bank, Member FDIC.

Use of Bill Pay subject to Bill Payment Service Terms and Conditions.

Multicent does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. Multicent may pay third parties and/or be paid by them for customer referrals.

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Services may be provided by Multicent Payments LLC

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