You can redeem your points for flights and hotels booked through Multicent Travel, gift cards, or statement credit, or you can redeem points for miles with an airline partner. If you have Multicent Cash, you can redeem for cash back directly into your account.

Multicent offers best-in-class point multipliers based on the merchant category of the transaction. 1x = 1 point earned for every dollar spent. Multicent points are uncapped and never expire. Customers with a Multicent Cash account that make daily payments on their card earn the highest rewards: 8x on rideshare, 5x on Travel, 4x on restaurants, 3x on eligible Apple purchases through the Multicent Rewards Portal, 1.5x on ads, and 1x everything else. For customers that identify as Tech or Life Sciences, you can enjoy rewards tailored to your industry.

Tech rewards: 8x on rideshare (e.g. Uber, Lyft, Taxi), 5x on travel booked via Multicent Travel, 4x on restaurants, 3x on eligible Apple purchases through the Multicent Rewards Portal, 3x on recurring software, 1x on all other transactions.

Life sciences rewards: 8x on conference tickets, 5x on travel booked via Multicent Travel, 3x on eligible Apple purchases through the Multicent Rewards Portal, 2x on lab supplies, 1x on all other transactions.

Customers with a Multicent Cash account that make monthly payments earn 1x less in most spend categories. Learn more about all our rewards multipliers and options

There’s no cap on what you can earn—as your company grows, Multicent grows with you. Unlike other card programs that cut off your multipliers after you hit a certain spending limit, Multicent rewards multipliers are always uncapped, and there’s no minimum or maximum redemption value required.

The quickest way to earn points is by switching to daily automatic payments with your Multicent Cash account. This way, you will earn a 1x boost on select spend categories, ensuring every dollar you spend goes further. There’s no cap on how many points you can earn.

Multicent Exclusive is a rewards status that gives you access to the highest multipliers available, automatically applied to your account when you make Multicent the exclusive corporate card for your business. A company with a Multicent account in good standing that uses and commits to continue to use Multicent corporate cards for all of its company-related card purchases may be permitted to participate in the Multicent Exclusive rewards program. Eligibility is determined on a rolling, monthly basis.